Digital Banks/E-Wallets in the Philippines Transfer Limits » YugaTech | Philippines Tech News & Reviews (2025)

Digital banks and e-wallets are truly a big thing nowadays, especially during the pandemic. With these digital platforms present in the Philippines, people can take advantage of various perks such as online apps, cashless fund transfers, higher interest rates, and the like. However, transferring of funds has daily/monthly limits too. So to guide you, here are the transaction/transfer limits of the digital banks and e-wallets in the Philippines.

Most of these digital banks/e-wallets impose transfer limit ofPHP 50,000/daily.

ING Philippines has no transaction limits for transfers to other ING Philippines accounts and up to PHP 1,000,000/day for transfers to other banks via PESONet. Further, Tonik also supports up to PHP 1,000,000/day for transfers to other Tonik accounts.

Meanwhile, UnionBank has a limit of up to PHP 500,000/day, which you may also change anytime under Settings > Transaction Limits. Similarly, KOMO and CIMB support transfer of up to PHP 500,000/day to other KOMO and CIMB accounts, respectively.

So there you have it! All information above are found on their official websites. Take note, though, that banks might not have updated yet these information on their portals. In case we missed anything, please do let us know in the comments.

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