The 7 best places to buy contacts online using insurance, HSA, and FSA (2024)

Reviews Health

Written by Amir Ismael; edited by Sally Kaplan

Updated

The 7 best places to buy contacts online using insurance, HSA, and FSA (1)

Lensabl
  • 1-800 Contacts
  • GlassesUSA.com
  • Warby Parker
  • Hubble
  • Walgreens
  • Lensabl
  • Contacts Direct

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Picking out the correct contacts for your vision and personal preference requires more effort than choosing a pair of frames you like. Once you get an up-to-date prescription and a contact lens fitting with your eye doctor, ordering them online is often cheaper and far more convenient than placing an order via your doctor.

Our top pick for buying online contacts is 1-800 Contacts; this company offers an easy-to-use online shop and has over 250 brands to choose from. We also recommend GlassesUSA; we're big fans of GlassesUSA for prescription eyewear, and its contacts store is just as convenient, offering a variety of brand choices at affordable prices.

To help you shop, we researched, tested, and rounded up the best places to buy contacts online, from major retailers that offer mainstream brands to smaller startups. Whether you want a yearly supply or prefer smaller quantities to alternate between glasses, these are the most dependable places to order from.

As the year ends, you'll want to use your FSA dollars before they expire.

If you're also shopping for prescription eyewear, these are best places to buy glasses online using insurance.

Our top pick: 1-800 Contacts

The 7 best places to buy contacts online using insurance, HSA, and FSA (2)

1-800 Contacts

Shop for contact lenses at 1-800 Contacts

Originally launched in 1995 via phone (hence the phone number as the brand's name), 1-800 Contacts is one of the oldest and most well-known places to buy contacts.

The brand has since expanded to an online platform and hosts more than 250 brands of contact lenses.

In addition to the wide range of brands available, 1-800 Contacts' biggest perk is its price-match guarantee. If you find the same brand of contacts cheaper elsewhere, you can contact them for a price adjustment, making them our top pick for where to buy contacts online.

Right now, you can save 30% on your first order of contacts.

Insurance: 1-800 Contacts accepts HSA, FSA, or vision insurance through 1-800 Contacts, as long as your plan covers the cost of contacts.

Read our full 1-800 Contacts review here.

GlassesUSA.com

The 7 best places to buy contacts online using insurance, HSA, and FSA (3)

GlassesUSA.com

Shop for contact lenses at GlassesUSA

GlassesUSA.com is one of our favorite places to shop for prescription eyewear because of its variety of name brands and affordable prices. We love them for contacts for the same reasons, too. You'll find all of the top brands with options for daily, monthly, yearly, and even colored contacts.

GlassesUSA.com also makes it easy to reorder your favorite contacts at whatever frequency is best for you, and with a price match guarantee, free shipping, and free returns, there are no downsides to ordering here.

Right now, you can get 25% off your first order with the promo code "CONTACTS25" or a 10-pack trial of GlassesUSA.com's Vista Plus contacts for only $1.

Insurance: GlassesUSA.com accepts insurance from these major providers. You can also use FSA and HSA dollars to buy prescription eyeglasses, prescription sunglasses, and contact lenses.

Warby Parker

The 7 best places to buy contacts online using insurance, HSA, and FSA (4)

Warby Parker

Shop for contacts at Warby Paker

Warby Parker is known for its affordable glasses that are available online and in-store at its many brick-and-mortar locations. You'll find the same shopping experience for its contacts, too.

Warby Parker carries an in-house brand of contacts called Scout, along with a host of other name-brand options.

Scout contacts are a great choice for people who wear daily contacts and are looking for a more cost-effective alternative to name brands. The lenses are designed to be comfortable and breathable with long-lasting hydration.

Right now, you can get 15% off your first order of any contact lens brand, plus free shipping with no promo code needed.

If you're interested in trying Scout by Warby Parker, you can request afree trialthroughWarby Parker's Virtual Vision Testor bybooking an in-person eye exam at a location nearby. You will need a Scout prescription to receive a trial pack and a 90-pack order.

Insurance: Warby Parker accepts FSA and HSA dollars for contact lenses.

Hubble

The 7 best places to buy contacts online using insurance, HSA, and FSA (5)

Hubble

Shop for contact lenses at Hubble

With very few alternatives to expensive name-brand contacts, Hubble is one of the most popular affordable contact lens startups. Unless you're tied to using a very specific brand, Hubble's daily contacts are a great way to save money.

Hubble is also a solid choice if you're a fan of automation since it offers a subscription option. You can get started with a 15-pair trial of Hubble contacts for $1, and after that, the $39 monthly subscription continues to keep prices affordable. If you use a name brand, you can still order them through Hubble, but the main advantage of using Hubble is just how cheap its generic contacts are.

You can easily cancel or modify your subscription if you don't need more. This is a great feature for people who alternate between glasses and contacts and for whom a typical 30-day supply lasts longer than a month.

Right now, you can save up to 60% on other name-brand contacts for your first order.

Insurance: If your FSA or HSA card is affiliated with a major credit card, you can use it to purchase contacts. Hubble doesn't deal with insurance companies directly, but you can use the receipt to apply for reimbursement with providers.

Walgreens

The 7 best places to buy contacts online using insurance, HSA, and FSA (6)

Walgreens

Shop for contact lenses at Walgreens

You might not think of a chain pharmacy like Walgreens for contacts since they're not available in-store, but there are plenty of options online.

You'll find top brands and everything from daily and monthly disposable contacts to color contacts and multifocal contacts. One of the biggest benefits of shopping at Walgreens over other retailers is the consistent promo codes. While many places offer price match guarantees, the convenience of getting low prices without having to contact customer service for a price adjustment is important to consider.

New customers can save 30% on their first order. Even after your first order, Walgreens' many promotions make it a good place to consider ordering from. Right now, you can save 20% on all contact orders with the promo code "DEAL20" at checkout.

After you've placed an order, Walgreens will save your previous purchases to make reordering them easy. Walgreens is also the perfect place to shop for care items like contact solutions and lens cases, so you can conveniently get essentials whenever you need them.

Insurance: Walgreens accepts HSA and FSA on contact orders.

Lensabl

The 7 best places to buy contacts online using insurance, HSA, and FSA (7)

Lensabl

Shop for contact lenses at Lensabl

Lensabl is best known for its replacement eyeglass lenses. The service comes in handy if you're looking for a cost-effective way to upgrade your prescription without having to repeatedly buy your favorite frames again or if you're adding a prescription to a pair of frames that were originally non-prescription. Lensabl also sells traditional prescription glasses (frames with lenses) and contact lenses, making it the one-stop shop for all of your eyewear needs.

If you're someone who alternates between glasses and contacts, Lensabl might be the place to shop for you. The site stocks all of the top brands for contact lenses and has options including spherical contacts, toric lenses for astigmatism, and multifocal lenses for presbyopia.

Lensabl does not price-match contacts, but the brand offers an eyewear and contacts plan called Lensabl+ that's a simple and affordable way to make sure all of your vision needs are met without having insurance.

Plans start as low as $7.99 per month and include a one-year supply of contacts, one frame including prescription lenses or one prescription lens replacement, credit for an eye exam/contacts fitting or an online vision test for prescription renewal, and up to 25% off additional Lensabl purchases. Note that $7.99 per month is not the standard for plans including contacts.

Insurance: Lensabl accepts Linneo insurance payments online. You can also submit for reimbursement with these insurance providers.

Contacts Direct

The 7 best places to buy contacts online using insurance, HSA, and FSA (8)

Contacts Direct

Shop for contact lenses at Contacts Direct

Contacts Direct is one of the biggest contacts suppliers in the US, and its massive selection of available brands ensures you'll find the contacts you need.

When shopping online, you can choose to buy individual boxes, 3-month, 6-month, or 12-month supplies depending. Customizable ordering options paired with a price match guarantee, plus this gives you the flexibility to order quantities that make sense for you.

Right now you can save 15% on all orders and get free shipping by using the promo code "MYCONTACTS" at checkout.

Insurance: Contacts Direct accepts FSA, HSA, and a variety of in-network insurance providers. If your insurance is out of network, you can contact Contacts Direct to discuss how you can use your benefits.

Amir Ismael

Editor, Reviews

Amir Ismael is an editor on Business Insider’s Reviews team specializing in men's style and grooming products. He joined the team (then called Insider Picks) in 2017, initially covering a wide range of subjects, including deals of the day, clothing, phone cases, headphones, and more, before leaning into his true passion — men’s style.ExperienceAmir began his journalism career at Complex Media in 2015, working as an intern and freelance writer for Complex Sneakers and Sole Collector. He joined Business Insider in July 2017. During his time on the Reviews team at BI, he’s covered all aspects of menswear and footwear, including the latest startups you should know about, brands focusing on sustainability, where to buy affordable work clothes for men, outerwear, watches, and more. He’s also continued to lead on style deal coverage for multiple key seasonal events each year, such as Amazon Prime Day, Black Friday, and Cyber Monday.Why you can trust AmirAmir’s expertise in style is rooted in his personal love for collecting fashion, from vintage finds on eBay to new, innovative designs that spark his interest. Some of his favorite brands include Ralph Lauren, Timberland, The North Face, Nike, and Air Jordan. His enthusiasm focuses less on the materialistic side of consuming fashion, as he prefers delving into the stories behind them, be it their cultural significance, sports history, or impact on the outdoor/adventure space.Amir’s a passionate sneaker collector (and can tell you how to clean and restore them so you’re always looking your best), and he has you covered head-to-toe for everything you need to know in men’s style and grooming. He’s extensively tested glasses, wallets, watches, razors, skincare, and both casual and formal wear.For Amir, hunting for deals goes far beyond his coverage during shopping events like Black Friday. He prides himself on always being able to find great deals and attributes most of his personal collection to his deal-hunting prowess. If he says it’s a good deal, then it is!Expertise

  • Men’s street fashion
  • Footwear, including significant release dates, design history, construction, and materials
  • Menswear staples, including workwear, casual clothes, underwear, T-shirts, and more
  • Brand founder or designer interviews
  • Men’s grooming and shaving products
  • Prescription eyewear

EducationAmir graduated from William Paterson University with a BA in print journalism and public relations.Outside of workAmir has been a lifelong resident of New Jersey. When he’s not working, he enjoys working on and driving his small collection of classic BMWs.Say hello to Amir at aismael@businessinsider.com or on Instagram @amirjismael.

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Disclosure: Written and researched by the Insider Reviews team. We highlight products and services you might find interesting. If you buy them, we may get a small share of the revenue from the sale from our partners. We may receive products free of charge from manufacturers to test. This does not drive our decision as to whether or not a product is featured or recommended. We operate independently from our advertising team. We welcome your feedback. Email us at reviews@businessinsider.com.

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